With the rise of online banking and digital payments, financial literacy has become even more crucial. Without a basic understanding of personal finance, individuals may find themselves in debt or unable to manage their finances effectively. Therefore, financial literacy is important for anyone who wants to achieve financial security and independence. Financial and web 3 literacy are both crucial for individuals in today's digital world. By understanding these concepts, individuals can effectively manage their finances, participate in the emerging world of decentralized finance, and make informed decisions about their financial future.